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Money Saving Life Hacks

By Andrea Ell 16 July, 2023 2 mins read

There are plenty of ways to cut costs without having to drastically alter your lifestyle. For example, you could make your coffee at home and save money over going to a coffee shop. Or you could use a lower-cost entertainment service to watch movies instead of spending a lot of money. You don't have to cut out certain things in order to save money. Take a few moments to find out how you can save money on the little things. One way to save even more money is to sign up for cash rewards programs, like those offered by PSECU. These cash rewards don't expire, and you get 2% cashback.

Cook once, then eat twice

It is easy to follow the principle of cook once and eat twice: Plan your meals around key ingredients, then prepare more of them. You can then use the leftovers to make a variety meals throughout the week. This saves you time and money, and you'll be able to enjoy your food more than once. This strategy is applicable to all types of food including pasta, meats, and veggies. Other than chicken, it is easy to adapt other items to suit a variety if tastes and diets.

Set it and forget about it

It is important to find a solution that you like. There's no point in implementing one trick that doesn't work for the rest of your life. You'll feel depressed, miserable and helpless. In any case, the more you practice these tips, the more likely you'll stick to them. Even if time is a constraint, you can use money-saving life hacks to get you started.

Register to receive cash back

You can use cash back programs to save money on your purchases. Ibotta offers a great example of an app that allows you get cash back on your purchases. To get cash back, scan certain barcodes when you purchase items. You can then cash out your rewards via PayPal or Venmo. You can also use Ibotta to get your cash in person if that's what you prefer.

Cut your utility bill

Utility bills can prove to be a financial burden during winter. Utility bills can make you lose money that you would rather spend on vacation. You should find ways to reduce them. It's not hard to find others like you. Your tips can be shared with others, and you'll probably see significant savings in utility bills. Here are some ideas to cut your utility bill:

Meal preparation

Preparing meals ahead of time can save you money. Preparing meals in advance can save you money and allow you to freeze them. Pre-made recipes make it easier and faster to prepare meals. Seasonal produce is best to reduce food costs. Buy products on sale to save money. You can freeze basic grocery items up to seven days.

FAQ

What size luggage should I carry?

The length and type of trip will dictate how much luggage to take. If you are traveling by plane, you only need hand baggage, usually less than 20kg. You will need more space if you travel by train or bus.

At the airport, you will receive a form that you need to complete with your details. This will include information such a weight of your bags, and whether you need assistance with checking them in.

Before you leave for work, make sure to check it. You could end up spending hours waiting for your luggage to be checked while others check theirs.

It is best to travel light because you never know what might happen. It is possible to lose your bag and not have something to wear.

Are you worried about losing something while you're on the road?

Yes, I often forget stuff. This happens most often when I'm on a brief trip. Fortunately, I always have everything, so I never run short of things.

For example, my passport is always with me. And I always check whether I have enough money when I buy tickets.

I also always have my phone charger with me. And I use a small bag to store other items.

What documents should be kept handy while on the road?

You can always access important documents while you are on the road by keeping copies at home. Also, keep copies of your passport, driver’s licence, and other identification cards, along with any credit card information, in case you need them, to make it easy to access when you travel.

It's always a good idea to carry a photocopy of your passport with you so it can be used as proof of identity if needed.

Also, don't forget to include copies of your itinerary and reservations. These will help with your planning and remembering where you are.

This should be in addition to the original flight ticket and hotel reservation details. This way, you'll be able to contact someone back home if you get into trouble.

You should never leave valuables behind. Your valuables will be safe if you keep them in a money belt, or inside your luggage.

To avoid costly items being lost, make sure you check your luggage before you leave.

Remember, it's safer to keep things simple rather than trying to plan everything.

Relax and enjoy your trip!

Should I purchase travel insurance?

If you plan to do something adventurous, travel insurance is crucial. In fact, you should have cover for all types adventure sports.

If you're skiing, for example, it is important to have medical coverage. You should also consider getting coverage for theft, damage, and loss.

Consider purchasing cancellation coverage. This means that you can cancel your holiday without paying any penalties.

It is also a good idea if you are able to get emergency evacuation cover. This includes being taken off the mountain in case of an avalanche or other natural disaster.

What is the average time it takes to fly between two countries.

The distance between two airports and the weather conditions affect the time taken to fly.

The average flight time is approximately 3 hours.

The actual flying time will depend on several factors including the airline, the aircraft type and delays at the airport as well as weather conditions.

Which countries produce the best food?

Food varies from country to country. It is difficult to know which countries are best at cooking.

But we can show you which countries serve the best food!

According to TripAdvisor users:

Italy – For its outstanding food, TripAdvisor users voted Italy number one.
France - France came in second place because of its rich culture, cuisine and history.
Spain - Spain came in third because of its stunning beaches and amazing weather.

How do you travel light?

There is no right answer when packing for your trip. These tips will help guide you in choosing what to bring on your trip.

Only take what you actually need.
You should only pack what you actually wear.
Don't overload yourself with too many items.
You should ensure that you have enough space in your luggage.
You should always double-check that everything is packed.
Enjoy free storage
Reusable water bottles are better than bottled water.
Instead of carrying a suitcase, use a backpack.
Take public transport if possible and instead walk or bike.
Select the right bag size
Avoid carrying heavy items.
Be prepared for any eventuality.
Nothing should be left behind

Statistics

Pack sweaters, jackets, and underwear in reusable compression bags creating up to 75% more space in your luggage. (wikihow.com)
You can use compression sacs or cubes to reduce the volume of your clothes by up to 80%—this is especially convenient for bulky items such as sweaters and jackets. (eaglecreek.com)
Case in point: the private island of Ilha Caldeira, less than seven miles off the coast as part of the Primeiras and Segundas Archipelago, is located within the marine-protected area with 20 percent of the country's intact living coral. (travelandleisure.com)
According to Maori legends, this park holds 14 fjords that were all carved by a giant stonemason with an adze. (busytourist.com)
No Checked Bags: No Alcoholic beverages with more than 70% alcohol (over 140 proof), including grain alcohol and 151 proof rum. (tsa.gov)

How To

Which are the best travel tips and tricks for beginners?

Although traveling can be an exciting experience, there are many things you need to avoid to ensure a safe trip.

Here are some simple tips to help you plan your next holiday.

It is best to book early. The lower the price, the earlier you book. You'll also save money by avoiding last-minute deals offered by hotels and airlines.
Stay-at-budget accommodations. The best value for money is found in the cheapest hotels. These hotels are often located close to shopping and public transportation.
Don't overpack. Don't overpack. Allow for souvenirs, gifts, and luggage. Wear clothes that fit well, and don't wrinkle easily.
Use common sense. If you're traveling alone, don't walk around late at night. Avoid sketchy neighborhoods and areas where crime is high.
Prevent theft. Keep valuables away from prying eyes. Don't leave anything valuable behind when you go swimming.
Be careful with cash. Thieves often target tourists in foreign cities. You can keep your money hidden by using ATMs within banks and guarded facilities.
Be familiar with your surroundings. Be sure to learn how to use public transport in order not only do you need to book a hotel but also how to get there. Get information on tourist attractions, restaurants and other sights.
Read up on safety. Learn about the culture, customs, laws and traditions of the area before you arrive.
Have fun. Enjoy yourself, no matter what happens. It's worth it.